What is NAV?
Net Asset Value — the per-unit price of a mutual fund scheme on a given day.
Understanding NAV
NAV = (Total Market Value of Assets − Total Expenses and Liabilities) ÷ Total Units Outstanding. For equity funds, NAV is announced by 11 PM IST on the same trading day.
NAV has no bearing on how "cheap" or "expensive" a fund is — only the fund's underlying portfolio performance matters. A fund with a ₹10 NAV and one with ₹150 NAV, holding identical portfolios, will deliver identical percentage returns.
For advisors managing large AUM books, accurate daily NAV data is essential for portfolio valuations, client statements, and XIRR calculations.
“For Indian IFAs, a clear understanding of navis essential to managing a compliant and profitable advisory practice.”
Why NAV Matters for Your Practice
Staying on top of navhelps you maintain compliance, serve clients accurately, and build a sustainable advisory business. Fin-Soft's software is built specifically for the needs of Indian IFAs and corporate distributors — covering everything from portfolio tracking to trail reconciliation.
Fin-Soft Solutions' software suite — Wealth Track Auto, AMFI Web, and Online Transaction — automates the workflows related to nav for investment advisors and corporate distributors across India.
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